Companies that have between 50 and 249 employees are considered medium groups and are subject to complex health insurance laws different than those for small employers.
Independent Benefit Advisors will assist your company in the complex and changing employee health insurance environment. As a recognized leader in employee benefit management, we will develop creative, cost effective benefit solutions enabling you to retain and recruit employees maximizing both human capital and financial performance.
We offer an array of ancillary group benefit plans, including dental, vision, life, and disability insurance, in addition to group health insurance.
For more @ call us +1 (919)-303-9690
Medicare Advantage Plans in NC, or Medicare Part C are offered through private insurance companies. North Carolina Medicare Advantage plans are contracted through Medicare and provide hospital, medical, and prescription drug benefits to users. Unlike most Medicare Supplement plans, Medicare Advantage plan in NC have networks with specific doctors and facilities that participants must use in order to be covered. When deciding which type of coverage is best for you between Medicare Supplement Plans or a Medicare Advantage Plans in NC, contact the knowledgeable and experienced team at Independent Benefit Advisors.
Medicare Advantage Plans in Charlotte NC:
Medicare Advantage Plans in Charlotte NC are required to provide the same level of care and benefits as Medicare Part A and B but with many added benefits. Medicare Advantage plans in Charlotte NC offer benefits like hearing, vision, dental, and prescription medication coverage. Charlotte Medicare Part C plans are vary in coverage and cost. Medicare Charlotte NC Plans availability depending on your location, so North Carolina Medicare Advantage plans availability is very important to ensure that you receive the coverage which you need at your afforded budget. The team at Independent Benefit Advisors is here to help those interested in or who have questions about Medicare Advantage Plans in Charlotte NC.
Life insurance is an important component of an employee benefits package. Underwriting concessions such as Guarantee Issue allows active employees and their dependents life insurance benefits that are competitively priced and guaranteed a policy regardless of health conditions. We can help you provide security for your employees’ families through group life insurance coverage in addition to group health insurance.
Contact us today for more information about including group life insurance in your employee benefits package for your company in Apex, Raleigh, Durham, Cary, Wake Forest, Winston-Salem, Boone, Zebulon, Charlotte or other North Carolina location.
When deciding upon Medicare Supplement North Carolina, there are various factors to consider. Will you be traveling outside of the United States and need coverage for medical or health care? Do you need prescription coverage (a Medicare Part D Rx Plan)? Answers to these and other questions provided by the professionals at Independent Benefit Advisors will help in the determination of which Medicare supplement Raleigh, Charlotte, Durham NC will be right for you. Contact us today.
Plans of Medicare Supplement Charlotte NC
North Carolina Medicare Supplement Plans are designed to fill the gaps in coverage left by Medicare. If you already use Medicare (Part A and B) it will pay for health care and medical costs approved by Medicare only. You are then left to pay out of pocket unless you purchase Medicare supplements in Charlotte, Raleigh, Durham NC. These types of North Carolina Medicare supplement insurance do not confine you to a network or limited options for doctors unlike a Medicare Advantage Plan. Contact Independent Benefit Advisors to help determine what Medicare supplement Charlotte, Raleigh, Durham NC are right for you.
Independent Benefit Advisors is here to assist you with all of your Medicare and Medicare supplement needs in Raleigh NC, Greensboro NC, Durham NC, Charlotte NC, and Fayetteville NC, or anywhere in North Carolina.
While Medicare Part A and B cover many hospital and medical needs for individuals, prescription coverage is limited. North Carolina Medicare Part D is available for those who already have Medicare Part A and/or B through a private insurance carrier. Individuals may also decide instead to go with a Medicare Advantage plan, also known as Medicare Part C, that includes North Carolina prescription insurance.
Choosing between these two options can be a difficult task, and often the choice you make can have lasting, difficult to reverse, consequences. At Independent Benefit Advisors, we have years of experience helping people determine which Supplemental medicare plan, Medicare Advantage, and Medicare Part D North Carolina options will best suit them. We are here to assist you, and will provide comparative pricing and cost analysis based on your specific health care needs.
Independent Benefit Advisors works closely with organizations to help control healthcare costs, while keeping employees healthy and productive. Our flexible solutions help you evaluate employee population health risks and needs, and develop group benefit strategies.
At Independent Benefit Advisors, we know that sorting through all the employee health insurance and benefit options for your company can be tedious, time-consuming and hard to understand. Our focus is on giving you the clarity to make the right decisions and take the right actions. And our approach is grounded in perspective — the kind that comes from our deep experience working in this industry for as long as we have.
Located in Apex, NC in the Raleigh-Durham area, our family-owned independent insurance brokerage will work with you or your North Carolina business to take care of your group benefits & employee health insurance needs. We know Medicare, which means we are able to help you navigate the Medicare plans and supplements available to you. We also can help consult around individual health insurance supplements, such as short term health insurance and dental plans.